Ashley Advantage® Credit Card Online Financing & Lease-to-Own
Ashley Advantage®
style your home now, pay over time
Get a decision in seconds with no impact to your credit bureau score.
Ashley Advantage® Credit Card Online Financing & Lease-to-Own
choose the financing offer that works best for you
These offers are provided by our finance partners based on approval credit. Exclusions and restrictions may apply. Other finance providers will have different offers and terms.
SPECIAL FINANCING
6 months special financing†††
No min online. May vary in-store. See store for details.
SPECIAL FINANCING
12 months special financing††
$499 min online with the Ashley Advantage® Synchrony credit card. Min purchase may vary in-store.
ONLINE ONLY
9.99% APR for 36 Months‡†
$1999 online with Ashley Advantage Synchrony® credit card. Offered online only.
IN-STORE ONLY
No interest for 60 Months^°
In Store only with the Ashley Advantage® Synchrony credit card. Min purchase may vary in-store. See store for details.
Shop without using credit 5
$1 to Start‡^
Available online and in select stores.
$1 pays initial lease period. Does not reduce total cost to own.
SPECIAL FINANCING
payment calculator
Need help planning your budget? Use the Synchrony Bank calculator to get an idea of your monthly payments.
It pays to be a Ashley Advantage® Synchrony cardholder
earn Orange Rewards on your purchase
Unlock Orange benefits with Ashley Advantage® Synchrony credit card. Members receive rewards such as Ashley Rewards, Tuesday deals, birthday perks, exclusive invites, sneak peeks, and more!
Financing FAQs
To provide each customer with the best available financing and purchase option, Ashley has available a cascade application to apply for financing. Within the application, there are several credit lenders and lease-to-purchase providers. Upon your agreement to share, if you receive a decline response from one credit lender your application data will automatically be submitted to the next lender or lease to purchase provider in the cascade application.
Synchrony - Revolving Credit Lines
Concora Credit – Revolving Credit Lines
Acima – Lease-to-Own
The Ashley Advantage® Credit Card and financing options can be used to make purchases on Ashley.com and at participating Ashley and Ashley Outlet locations in the United States.
already have an existing account?
Effortlessly manage your existing account online through the provider's customer portal.
†^Acima offers lease-to-own transactions. This is not an offer for a loan, credit, or financing.